Estate Fish Bay

EstateSt. John Estate Fish BayLast verified October 29, 2026

Around Cruz Bay

Sailboats moored in Cruz Bay below red-roofed buildings on the hillside of St. John — Cruz Bay, St. John

Boats anchored off a palm-lined beach in Cruz Bay, St. John, beneath tall white clouds — Cruz Bay, St. John

A VITRAN passenger ferry docked beside the orange-roofed ferry terminal and beach in Cruz Bay, with a rainbow over the green hillside — Cruz Bay, St. John

Estate Fish Bay is a residential subdivision on the south side of St. John, in the historic Reef Bay Quarter, originally platted as Cocoloba Village with covenants first recorded in 1973. The Estate Fish Bay Owners' Association, a volunteer-run non-profit formed in 1983, serves more than 200 home sites. It reviews building plans, grades and paves the roads, and collects dues. Its amended covenants allow one single-family home with an attached or detached guest house per parcel under R-1 zoning, bar using a residence as a commercial guest house, and limit pets to two dogs or cats plus caged small birds. No more than 20 percent of a lot may be covered by impervious surfaces, apart from cistern catchment. The association reports that about 50 acres of Fish Bay wetlands are now protected territorial land. Buyers should read the covenants and bylaws and get a statement that dues are paid.

Amenities

Association-graded and paved common roads

How we checked

Last verified on October 29, 2026. Rules and fees change: confirm everything with the association before you buy or rent.

Source: Association website, https://www.estatefishbayownersassociation.org/, https://www.estatefishbayownersassociation.org/efboacovenants, https://www.estatefishbayownersassociation.org/building, https://www.estatefishbayownersassociation.org/payduespage, https://www.estatefishbayownersassociation.org/nancywoodson and https://www.estatefishbayownersassociation.org/efboa-board-lawsuit, accessed 2026-10-29. shortTermRentalPolicy is unknown because the covenants bar use as a commercial guest house but allow For Rent signs and set no rental term. The site also posts a lawsuit by members against board members (its statement refers to a May 2024 annual meeting); its current status is not stated. The $500 dues figure may change.

Type: Estate
Units: Single-family home with attached or detached guest house (R-1)
Association and fees: The Estate Fish Bay Owners' Association, Ltd. was formed as a Virgin Islands non-profit on December 1, 1983, and is run by a volunteer Board of Directors elected by the members, with an annual meeting in May. The dues page says annual dues are $500, payable by the end of January, and unpaid dues lead to a lien that blocks sale or transfer, so buyers usually request a letter confirming dues are paid. Building plans must be approved by the board before they go to DPNR and Coastal Zone Management, and the board reserves the right to decide where a house sits on a parcel. Parcels may not be subdivided without board consent, and owners must provide off-road parking before a home is occupied. Mailing address: P.O. Box 623, St. John, VI 00831 (fishbayownersassociation@gmail.com).
Pets: The amended and restated covenants allow only domestic dogs or cats and caged small birds, with no more than two cats or dogs, and bar the commercial boarding, keeping or raising of animals or birds.
Short-term rentals: Not confirmed

Map data: U.S. Census Bureau, TIGER/Line 2025

Run this association or see something out of date? Send an update