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Banks on St. Thomas

About the island: the St. Thomas guide

Wooded Hassel Island across the turquoise water of St. Thomas Harbor, with a red boat at the waterfront belowArea photo

FirstBank, St. Thomas

Last verified October 28, 2026

FirstBank operates a branch network in the U.S. Virgin Islands, and its locator lists three St. Thomas branches: FirstBank Plaza in Estate Charlotte Amalie, the Waterfront branch on Curacao Gade and the Port…

St. Thomas Harbor, Charlotte Amalie. Photo: Smallbones, CC0

Sailboats moored off the Frenchtown waterfront below a hillside of homes, seen under a stormy sky from the seaplane pier at the west end of the Charlotte Amalie waterfrontArea photo

Merchants Commercial Bank, St. Thomas

Last verified October 28, 2026

Merchants Commercial Bank is an FDIC-insured bank with its St. Thomas office at Tutu Park Mall, Suite 100, and a second office in Cruz Bay on St. John.

Frenchtown, St. Thomas. Photo: LittleT889, CC BY 4.0

Sailboats anchored in Long Bay below the hillside homes of Charlotte AmalieArea photo

Oriental Bank, St. Thomas

Last verified October 28, 2026

Oriental Bank serves the U.S. Virgin Islands through a USVI section of its website, and its branch locator shows one branch on St.

Long Bay, Charlotte Amalie, St. Thomas. Photo: Prayitno, CC BY 2.0

Wooded Hassel Island across the turquoise water of St. Thomas Harbor, with a red boat at the waterfront belowArea photo

St. Thomas Federal Credit Union

Last verified October 28, 2026

St. Thomas Federal Credit Union operates from the Allen A. Canton Building at 5027 Norre Gade in Charlotte Amalie.

St. Thomas Harbor, Charlotte Amalie. Photo: Smallbones, CC0